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Rental Affordability Guidelines

Financial experts generally recommend spending between 25% and 30% of your after-tax income on rent. This helps ensure you have enough money left for other expenses and savings.

Conservative (25%): Lower rent burden, more savings
Standard (30%): Balanced approach for most people
Maximum (35%): Higher rent burden, less for other expenses

In South African cities like Johannesburg and Cape Town, rental costs can be higher relative to income. Always consider your full financial situation when making housing decisions.

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